XH Smart provides you with overall HCE cloud payment solutions that have higher security based on Token technology according to your demands.
Advantages of HCE Solutions for Banks and Financial Institutions
• Higher independence, no need to rely on telecom operators, security module distributors or third-party institutions (such as TSM, Apple Pay and AliPay, etc.);
• Exclusive mobile APP, occupying high position of mobile terminals;
• Reducing the cost for issuing physical cards;
• More convenient for users, only need to download and activate the application for using;
• No need to add other plug-ins (such as Stickers, etc.) to mobile phones.
Security Implementation Solutions
HCE service supports multi-level security specifications required by the standards of Visa, MasterCard and UnionPay. For security certification of the authorized cardholders, HCE relies on the following three key concepts:
• Password protection